Payment plans
A developer’s schedule explains contractual payments. It does not decide immigration eligibility.
Current ICP service information and the GDRFA Dubai investor service describe a 10-year Golden Residence path for qualifying real-estate investors. Property ownership does not guarantee approval: current authority criteria and accepted evidence still apply.
AED 2 million
Published qualifying property-value threshold
10 years
Current property-investor service term
Authority approval required
No project, broker or payment plan can guarantee approval.
Qualification basics
For the Dubai route, GDRFA states that an applicant must own one property or a group of properties with a total value of at least AED 2 million. A Dubai Land Department property-status statement supports the value; a licensed valuation certificate may also be accepted.
The threshold is not a universal paid-percentage rule. A booking payment, down payment, installment schedule or advertised starting price does not by itself establish eligibility. If ownership is shared, GDRFA says the applicant’s own share must be worth at least AED 2 million.
Special cases
A developer’s schedule explains contractual payments. It does not decide immigration eligibility.
Obtain the current DLD and bank evidence and case-specific confirmation before relying on a financed purchase.
Do not assume every contract qualifies. Confirm whether the authority accepts the exact registration status and documents.
Application preparation
Confirm that the real-estate-investor route applies to the applicant and intended property.
Obtain the current ownership, value or property-status document required by the relevant land authority.
For a mortgage, joint ownership or off-plan purchase, ask which current documents the authority will accept.
Check the current ICP or GDRFA service page for identity, residence, insurance, medical and supporting documents.
Use ICP smart services or, for Dubai cases, the current GDRFA, Amer or approved service-centre route.
Pay assessed official fees and allow the authority to decide approval, timing and continuing eligibility.
Investor categories
The real-estate route relies on qualifying property ownership and official property-value evidence. Company, bank-deposit, tax and other investment categories use different evidence. Do not combine their thresholds or documents.
Frequently asked questions
It is the published qualifying property-value threshold for the real-estate-investor route, not a universal installment percentage. For a mortgaged Dubai property, however, DLD’s current service page states that the bank letter must evidence AED 2 million paid and show the paid amount and balance. Confirm the exact current evidence with DLD and GDRFA.
No. A developer payment plan is a commercial schedule, not an immigration approval rule. The authority reviews the property value, ownership position, supporting documents and the applicant’s case.
GDRFA currently says a mortgaged property can be accepted for the Dubai route. DLD’s current service information requires bank evidence, including a no-objection letter showing the amount paid and balance, and states that the bank letter must evidence AED 2 million paid.
Do not assume that every off-plan contract qualifies. Confirm whether the authority accepts the exact project status and documents, and which ownership, value and payment evidence is required.
GDRFA currently states that one property or a group of properties may meet the Dubai real-estate route where the total qualifying value is at least AED 2 million. The authority must still accept the evidence for each property.
For Dubai, GDRFA says the applicant’s own share in a jointly owned property must be worth at least AED 2 million. Confirm the current valuation and evidence requirements before applying.
Current ICP service information and the GDRFA Dubai investor service describe the real-estate-investor Golden Residence path as 10 years, subject to the category conditions and renewal requirements.
No. A project name, advertised price or reservation does not guarantee residence. Eligibility depends on accepted property evidence, current government criteria and final authority approval.
This is general property information, not immigration or legal advice. Rules, fees, documents and service channels can change. Confirm current requirements with ICP and, for Dubai property cases, GDRFA and Dubai Land Department before reserving a property or applying.
Read the detailed property-investor guide or browse published properties.